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8 Prospects Available | 6Commercial•3Personal Lines
Prospect Info
Type
Est. Value
Contact
Policies
Bundling
Qualified
Quoted
Summary
Price
Apr 17 1:01 PM
Westminster
Commercial
Personal Lines
38 CR Save 10%
Original 42 CR
Discounted pricing
Commercial Auto auto farmer friendly multi-auto
Min. Est. Premium$2,000
Intake MethodPhone
Multi Line Opp?
Existing Policy Included? Yes
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking auto insurance coverage with the primary objective of securing immediate protection for a vehicle intended to be used on a Turo rental platform. The request is time-sensitive, indicating strong urgency and intent to bind quickly, while also replacing or modifying an existing active policy that does not currently support this specific use case. The existing policy currently includes five vehicles, creating a major potential upsell opportunity depending on how coverage is restructured. The risk profile reflects an established insured with multiple vehicles on an active policy, higher liability limits and consistent prior insurance history. The exposure involves a single vehicle being transitioned from personal use to commercial-use activity through Turo, introducing a non-standard risk element that will require a specialized coverage structure, while the remaining vehicles present additional account value and bundling potential.
Additional Notes
  • Vehicle: 2016 Toyota Tundra
  • Mailing address same as garaging address
  • Coverage needed for Turo rental activity
Positive Factors
  • Clear urgency with immediate coverage need
  • No claims reported in the last 5 years
  • Active insurance policy in force with no lapse
  • Multi-vehicle household (5+ vehicles on policy)
  • Continuous prior insurance history
  • Paid-in-full and EFT payment setup
  • Multi-policy and multi-car discounts currently applied
  • Vehicle ownership history stable with no prior damage reported
  • No severe damage history across insured vehicles
  • Single driver primary exposure with clean driving record noted
Challenges
  • Vehicle use on Turo platform (non-standard exposure)
  • Personal auto policy explicitly excludes coverage for vehicle sharing and rideshare activity
  • Current coverage structure does not support Turo usage
  • Policy could require rewrite or separate commercial solution
  • Commercial-use exposure introduces higher liability risk
  • Potential gap between current policy and intended usage
Apr 17 12:36 PM
Castle Rock
Commercial
30 CR Save 6%
Original 32 CR
Discounted pricing
Commercial Property commercial renters farmer friendly
Min. Est. Premium$1,500
Intake MethodWeb Form
Multi Line Opp?
Existing Policy Included? Yes
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking commercial property insurance with the primary objective of securing coverage for a wellness clinic relocating into a new leased space, with a targeted effective date aligned to the lease commencement. This is a new policy request with no prior commercial coverage in place, and the prospect has demonstrated strong intent by executing a long-term lease. The existing lease agreement is attached to support the quoting process. No competing quotes from other agents were indicated. The risk profile reflects a small wellness clinic operating out of a tenant-occupied commercial suite with approximately 810 square feet and one employee. The lease structure outlines defined operational use, insurance requirements and financial obligations, including a personal guaranty, indicating a structured and committed business setup with standard exposure for this class of risk.
Additional Notes
  • Commercial renters insurance requested
  • Tenant-occupied suite within multi-tenant commercial building
  • Approximately 810 sq ft leased space
  • Lease term is 5 years with renewal option
  • One month rent abatement at lease start
  • Operating expenses billed separately from base rent
  • Mailing address differs from business address
  • Business relocating into new expanded space
  • Wellness clinic services include hormone, peptide, weight loss and longevity treatments
Positive Factors
  • Signed long-term lease (5-year term with renewal option)
  • Lease already executed with defined commencement timeline
  • LLC business structure established
  • Exclusive-use clause for wellness services within the project (reduced direct competition)
  • Clearly defined business operations (wellness clinic use only)
  • Strong annual revenue of approximately $400,000
  • Single employee operation with limited payroll exposure
  • Tenant responsible for maintaining insurance coverage and compliance (demonstrates awareness of requirements)
  • Personal guaranty in place on lease obligations (adds financial backing)
  • Professional commercial setting within established project (multi-tenant building)
Challenges
  • No existing commercial insurance policy in place
  • Coverage details and limits not yet defined
  • Tenant responsible for carrying required liability and property coverage under lease terms
  • Personal guaranty tied to lease obligations increases financial exposure if business underperforms
  • Tenant responsible for share of operating expenses including insurance and taxes (variable cost structure)
  • Business is in relocation phase which can create timing and setup coordination challenges
  • Limited employee base (single employee operation)
  • Specialized wellness services may require additional underwriting clarity depending on treatments offered
  • No prior insurance history to reference for claims or coverage structure
  • Some operational details still pending (final setup, equipment, service mix)
Key Pricing Factors
  • Straightforward commercial policy
  • Existing commercial lease imported
  • Potential personal lines upsell
Apr 16 9:57 AM
Castle Rock
Personal Lines
25 CR Save 4%
Original 26 CR
Discounted pricing
auto standalone auto updated
Min. Est. Premium$1,200
Intake MethodInbound Phone Call
Multi Line Opp?
Existing Policy Included? No
Directly Qualified? Yes (Text)
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking auto insurance with the primary objective of securing coverage for a recreational vehicle recently relocated from family property to the local area. The vehicle was previously covered under a ranch insurance policy and represents a non-daily driver situation with seasonal or occasional use patterns. The coverage gap of approximately two months occurred during the transition from ranch-based coverage to individual policy needs. The risk profile reflects a recreational vehicle owner with an established history of responsible ownership spanning multiple decades and a clean driving record with no violations in over ten years. The prospect has demonstrated insurance sophistication through previous ranch policy coverage and seeks streamlined coverage options with flexibility regarding additional driver inclusion.
Additional Notes
  • Vehicle previously covered under family ranch insurance policy
  • Recently relocated vehicle from ranch property to local area
  • Not a daily driver - recreational/occasional use vehicle
  • Owned vehicle since 1997 - demonstrates long-term responsibility
  • Clean driving record with no tickets in over 10 years
  • Two-month coverage gap during transition from ranch to individual policy
  • Requesting quote flexibility with single driver option initially
  • Demonstrates insurance sophistication through ranch policy experience
Positive Factors
  • No claims reported within the past five years
  • Direct contact information provided and confirmed
  • Recreational vehicle use reduces daily driving exposure
  • No competing agents involved in quoting process
  • Clean driving record with no violations in over ten years
  • Established vehicle ownership since 1997 demonstrates responsibility
  • Previous coverage under ranch insurance shows insurance sophistication
  • Local area relocation from family property creates legitimate coverage need
Challenges
  • Recreational vehicle might require specialized underwriting evaluation
  • Two-month coverage gap during ranch-to-individual policy transition
  • Vintage vehicle value assessment needed for appropriate coverage limits
Key Pricing Factors
  • Straight forward standalone auto policy
  • Discounted given the reason for seeking a quote wasn't provided
Apr 16 9:30 AM
Larkspur
Commercial
34 CR Save 26%
Original 46 CR
Discounted pricing
Commercial Auto Cyber Liability General Liability directors & officers farmer friendly
Min. Est. Premium$2,250
Intake MethodInbound Phone Call
Multi Line Opp?
Existing Policy Included? No
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking commercial insurance coverage for a nonprofit organization with the primary objective of improving and expanding an existing policy that does not adequately address nonprofit-related exposures. The request includes multiple coverage lines such as general liability, property, volunteer-related auto, cyber, fidelity crime, volunteer liability, and directors and officers coverage. The prospect is not aggressively shopping but is actively seeking a better-fitting policy and plans to provide additional supporting documentation via email. The risk profile reflects a nonprofit organization centered around volunteer meetings and special events with operations conducted across multiple locations. The organization has modest annual revenue, minimal property exposure, and limited cyber exposure involving sensitive data handling, with no recent claims history reported.
Additional Notes
  • Nonprofit organization focused on meetings and events
  • Property coverage requested under $5,000
  • Volunteer-related auto exposure present
  • Cyber, fidelity crime, volunteer liability, and D&O requested
  • Estimated annual revenue approximately $50,000
  • Prior carrier is State Farm with limited nonprofit coverage
  • Requested policy effective date is July 1, 2026
  • Preferred contact method is email
Positive Factors
  • Comprehensive coverage requirements spanning seven insurance lines
  • Established nonprofit with $50,000 annual revenue and operational stability
  • Current State Farm policy indicates insurance sophistication and payment history
  • Prepared documentation and detailed coverage specifications ready for review
  • Existing policy currently in place
  • Clear understanding of required coverages
  • Willing to provide supporting documentation
  • Preferred communication method confirmed as email
Challenges
  • Multiple specialized coverage lines require nonprofit-experienced underwriter
  • Current State Farm relationship may create competitive pricing pressure
  • Volunteer exposure and special events require careful risk assessment
  • Nonprofit sector regulatory requirements need specialized policy forms
  • Operations span multiple event/meeting locations
  • Sensitive data exposure creates cyber liability consideration
  • Limited underwriting detail available regarding events and operations
Key Pricing Factors
  • Good premium potential for multiple coverages
Apr 14 11:34 AM
Castle Rock
Personal Lines
28 CR Save 46%
Original 52 CR
Discounted pricing
Homeowners existing homeowner Home & Auto
Min. Est. Premium$3,200
Intake MethodPhone
Multi Line Opp?
Existing Policy Included? Requested
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking bundled homeowners and auto insurance coverage with the primary objective of comparing current rates and evaluating potential savings. The prospect confirmed active policies are in place and is exploring alternative options for comprehensive coverage evaluation. The risk profile reflects an owner-occupied single-family residence located in the Masters Golf Community area of Castle Rock with a composition shingle roof installed in 2016 and standard residential characteristics. The household includes a single vehicle and no claims history.
Additional Notes
  • Existing homeowner with current coverage in place
  • One vehicle: 2010 Toyota Camry LE
  • Prefers follow-up via email
  • Mailing address same as property address
  • Existing policies requested
Positive Factors
  • Castle Rock location (Colorado market)
  • Owner occupied primary residence
  • No competing agents indicated
  • No claims reported in last 5 years
  • Single vehicle household
  • Clear bundle opportunity (home and auto)
  • Spouse information provided
  • Willing to complete policy import for accurate quoting
Challenges
  • Roof replaced in 2016 (composition shingles)
  • Older vehicle (2010 Toyota Camry)
  • Spouse driver license not yet provided.
  • Primary insured DOB not provided yet.
  • Existing carrier / premium unknown
Key Pricing Factors
  • Good home & auto premium potential
  • Existing policies requested but not yet provided
  • Some basic info still needed (primary insured DOB, Spouse DL, etc)
Apr 14 10:05 AM
Littleton
Commercial
25 CR Save 46%
Original 46 CR
Discounted pricing
Business Owners Policy farmer friendly
Min. Est. Premium$3,200
Intake MethodPhone
Multi Line Opp?
Existing Policy Included? No
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking a business owner policy with the primary objective of securing coverage for a retail operation focused on poultry feed and supply sales. The prospect requested a callback specifically for BOP coverage and demonstrated clear intent to move forward with commercial insurance acquisition. The risk profile reflects a retail business with a physical storefront located in the Littleton area with moderate annual revenue characteristics. The operation appears to be a straightforward retail supply business with in-store sales exposure and standard commercial risk factors, presenting a commercial opportunity with established business operations.
Additional Notes
  • Littleton Colorado market opportunity
  • Services: Poultry feed and supply retail
  • Estimated annual revenue: $360,000
  • Structure: LLC
  • Coverage requested: Business Owner Policy (BOP)
  • Specific BOP quote request via voicemail
Positive Factors
  • Littleton location (Colorado market)
  • No competing agents indicated
  • Physical business location established
  • Clear business operations (retail supply sales)
  • Moderate annual revenue (~$360,000)
  • New venture opportunity with no prior policy
  • Direct callback requested
  • LLC business structure
  • Clear BOP coverage request
Challenges
  • No existing commercial policy
  • Limited detail on inventory and property values
  • EIN not provided
  • Voicemail only contact (no live conversation)
Key Pricing Factors
  • Good commercial premium opportunity with no competing agents indicated
Apr 14 8:43 AM
Thornton
Commercial
25 CR Save 11%
Original 28 CR
Discounted pricing
General Liability farmer friendly
Min. Est. Premium$900
Intake MethodWeb Form
Multi Line Opp?
Existing Policy Included? No
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary

The prospect is seeking general liability coverage for a small service-based business, with the primary objective of securing coverage with an immediate start date. The inquiry came via web form and specific business operations have been detailed, though additional risk factors and placement options require follow-up contact to properly assess coverage requirements and premium potential.

The initial inquiry reflects a Thornton, Colorado-based carpet cleaning operation structured as an LLC with single employee and straightforward service exposure. The business shows clear operational focus with estimated annual revenue of thirty thousand dollars, presenting a commercial opportunity with defined coverage needs and immediate timeline.

Additional Notes
  • Thornton Colorado market opportunity
  • Services: Carpet cleaning
  • Estimated annual revenue: $30,000
  • Employees: 1
  • Structure: LLC
  • Coverage requested: $100,000 general liability
Positive Factors
  • Thornton location (Colorado market)
  • No competing agents indicated
  • LLC business structure
  • Clear business operations (carpet cleaning)
  • Single employee operation
  • Immediate coverage start date
Challenges
  • Low annual revenue ($30,000)
  • No existing commercial policy
  • Limited coverage amount requested ($100,000)
  • Single-person business exposure
Key Pricing Factors
  • Small service business with limited exposure
  • Single employee reduces complexity
  • Form-only engagement (conservative pricing)
Apr 13 11:42 AM
Windsor
Commercial
25 CR
Flat rate - Instant unlock
Commercial Property farmer friendly
Min. Est. Premium$850
Intake MethodWeb Form
Multi Line Opp?
Existing Policy Included? No
Directly Qualified? No
Quoted by Other Agents? No
Prospect Summary
The prospect is seeking commercial property insurance with the primary objective of protecting business assets, specifically bee hives, against theft or damage. The prospect does not currently have an active commercial policy in place and has already obtained a quote from another agent, indicating active shopping behavior. The request includes a defined coverage need and a near-term effective date, suggesting intent to move forward once appropriate coverage is secured. The risk profile reflects a small-scale agricultural operation focused on honey and bee product production, structured as an LLC with no employees and low reported annual revenue. The exposure is niche in nature due to movable outdoor equipment, and the separate mailing and business addresses may indicate operational flexibility or off-site management.
Additional Notes
  • Structure: LLC
  • Services: Honey and bee product operations
  • Estimated Annual Revenue: $5,000
  • Employees: None
  • Coverage requested for theft or damage to beehives
  • No existing commercial policy
Positive Factors
  • Clear and specific coverage request for hive protection
  • Defined coverage amount provided
  • LLC business structure established
  • No employees
  • Dun & Bradstreet business link included
  • EIN number provided for quoting purposes
  • Simple business operations with focused product offering
  • Near-term effective date indicating readiness to bind
Challenges
  • Low estimated annual revenue of $5,000
  • High likelihood of E&S placement due to niche hive exposure
  • Movable outdoor property exposure increases theft and damage risk
  • No existing commercial insurance history
  • Prior quote obtained from another agent
  • Limited detail provided on hive locations and security measures
Key Pricing Factors
  • Straight forward commercial insurance request
  • Potential lead-in for personal lines coverage
  • Price at bare minimum given low premium estimates
0 Prospects Selected 0.00 CR